The whole experience of buying a new car after a devastating accident can sometimes be a bit hard to navigate, especially if you’re not sure how to go about it. If you had new car replacement insurance, the insurance company should provide you with enough payout to enable you to buy a similar car. Here are some tips you can use to buy a new car after an accident.
Take Care of Yourself First
You most likely got injured during the accident that destroyed your car, and so it is important to take care of yourself and regain your health before all else. Because you have four years after the date your accident occurred to file a personal injury claim in Florida, for instance, you should take care of your health. Make sure that you are not limping from pain due to an injury you suffered from during the accident because even if you get a new car and regain part of your lifestyle back, your personal health matters a lot. After your health has been restored, you will be better able to deal with other matters.
When searching online for a car, you will find that there are quite a few tempting features you can get. Do not let these features distract you from more important necessities, even if it feels like a lifestyle upgrade. It is best to get a car that will run well and not stress you, and one that will also fit your needs well. For instance, you may have to choose between space and good gas mileage, so make sure to make a practical decision.
Scope Out Your Options Online
To make sure that you get the best value, spare the time to do lengthy research of the options you have online before going out to the car yard physically. According to research, 60% of the process of buying cars typically occurs online, so this is the best place to start. Go for a vehicle with good safety ratings and make sure that you know everything there is to know about a particular car before you get it. Find out specifics like its recall history as well as any repairs that have been done on it, so you end up with a great car.
Decide Whether You Will Get A New or Used Car
While cars generally have a high depreciation rate, predisposing you to anxiety on what will break and take time to fix, there is the option of getting a Certified Pre-Owned vehicle. These are vehicles that are inspected and up to the standards of manufacturers, often coming with extended warranties and unbeatable pricing. Going for this option can help you save up some money while getting back on the road in a short period.
Look at Safety Measures For Your New Car
After experiencing an accident, your top priority should be getting a safe car. While the way you drive will play a role in keeping you safe on the road, certain features on your car can make it easier to drive safely. Your first stop when you decide on which car to get should be the National Highway Traffic Safety Administration which evaluates new cars and rates their safety. When going on a test drive, make sure to spend enough time in the car to get a good feel of it. Also, look at the vehicle history report and check manually for things like debris between seats which could indicate prior flooding. With three million people injured every year in auto accidents on American roads, making sure that your car passes safety tests is crucial.
If you have just lost your car in a bad accident, be careful when replacing it. Rather than simply getting back the lifestyle you were used to, it is important to also make sure that you don’t overspend or end up with a car whose safety standards are less than ideal.